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Should I Close my Medical Benefits as Part of a Settlement?

The insurance company cannot require you to close your medical benefits. If you have suffered a work-related injury, you have a right to medical care for that particular injury. That right does not expire. Sometimes, the insurance company will offer extra money in exchange for you settling or releasing your right to continued medical care. You should be very careful about settling your medical rights. You may be unable to pay for future medical needs. For example, Medicare can refuse to pay for future medical care related to the injury in certain situations. Before releasing your medical rights, you should carefully weigh your options for future care. In such situations, it is often best to consult legal counsel.