Earlier this week, I saw a blog post titled “What Happens To Workers’ Compensation When You Reach MMI?” It’s a good question. It’s one we frequently answer for callers to our office. Unfortunately, that other blog post really failed to answer the question. Instead, it simply listed a number of different types of injury. So, I’ll try to discuss several actual events that are often triggered by Maximum Medical Improvement (MMI).
What is MMI? Maximum medical improvement is that point in time where the injured worker has reached their maximum healing. Does it mean you are totally healed? In some cases, yes. But, in many cases the worker is not totally healed. Instead, the worker is left with a permanent disability. Some people suffer permanent injuries and need continuing care to maintain their level of function. Under our work comp system, you are entitled to medical care for your injuries.
So, let’s discuss the two biggest events triggered by the MMI date in an Alabama workers’ compensation claim. And, I’ll add that the date of MMI is not always clear or agreed-upon.
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The Insurance Company Is Likely To Cease Paying TTD (Temporary Total Disability) Benefits When You Reach MMI
The days and weeks after a serious work-related injury can be scary. Suddenly, you are thrust into a world of pain and worry. Will I get better? Will I be able to work?
Our work comp system provides temporary benefits for this period of time. These benefits are paid when you can’t work while recovering from your injuries. You can receive TTD (Temporary Total Disability) if you are physically unable to work while recovering. Alternatively, you might receive TPD (Temporary Partial Disability) if only able to do a portion of your work while recovering.
Your MMI date is important to these temporary benefits. MMI means you are no longer “recovering.” You may need continuing care but you have reached your maximum improvement. Because of that, the insurance company will stop paying temporary benefits.
When you reach MMI, temporary benefits will stop. And, the issue becomes whether or not you have a permanent disability. This can be a difficult time for many workers, especially those workers who continue to be totally disabled. If that is the case, talk to an experienced work comp attorney who can help you get the permanent benefits you deserve. Before hiring an attorney, make sure he or she has actually tried work comp claims to verdict in Alabama. Too many lawyers refuse to fight for their clients in court.
The Court Can Finally Determine Your Level Of Permanent Disability When You Reach MMI
As I mentioned in the prior section, once you reach MMI the issue is whether or not you have a permanent disability. Under Alabama law, the trial court cannot determine the extent of your final disability until you reach MMI. That means your case cannot be tried until then.
When you reach MMI, your lawyer can begin preparing your claim for trial. That means, your lawyer can gather the medical opinions as to disability. Your lawyer can have you evaluated by a vocational expert. Your lawyer can prepare and fight to get the permanent benefits you deserve.
If you're looking for a great lawyer for a workers compensation case please consider Blackwell Law. Patricia, Danielle and Jeff are very easy to work with and keep you informed always. Thank you Blackwell Law for taking care of my case.
Response from the owner:Dwayne, Thank you so much. It was our pleasure to help with your case! Call us if you ever need anything.
The Blackwell Law Firm is Top notch. Patricia and Danielle worked so hard to help me and keep me informed. Jeff , was wonderful as well. I would recommend them 1000000%. If you ever have a question, you can reach out and they will explain whatever it is to you. They make you feel like you are family. They go above and beyond. I am truly grateful for the Blackwell Law Firm.
Response from the owner:I'm so happy we could help with your case. We want you to know that you have a partner who will walk with you, and work hard for you, throughout the process. We also agree that Patricia and Danielle are great at what they do! You know that if you ever need anything, we are here to help! Thank you!
I can not express enough to you of how amazing Blackwell lawfirm is! From Patricia and Danielle to Me. Blackwell himself! They treat their clients in just going to say as close as they can like family. My case was handled very well and I’m satisfied with my outcome! Patricia is the heart of the program and you can truly tell that she loves what she does. I didn’t even look at reviews before I called Mr. Blackwell office little over 2.5 years ago but when I met him and he took my workers comp case at the beginning pro bono even if it didn’t turn into a case just so he could help me through the medical that I found out I would need I knew I had found the once in a lifetime attorney! Now he is humble when you tell him that every attorney in town says he is the best dang workers comp attorney in Alabama but I am here to tell you they all say it bc they know it. If you are reading this make an appointment even if you are questioning if you have a case or not he will let you know and you will love the team! Thank you Blackwell law firm once again!
Response from the owner:We are so thankful for the opportunity to help with your case. We also think Patricia and Danielle are amazing!!! They are so helpful with clients navigating the personal injury or work comp processes. From start to finish, we want to provide the advice and help that is needed while working non-stop for your maximum recovery possible. If you ever need anything, please let any of us know. We are always here for you!
Jeff is incredibly thorough, hardworking and honest. Patricia was so helpful throughout the process answering questions promptly and making me feel at ease. I highly recommend the Blackwell Law Firm!
Response from the owner:Thank you for the great recommendation, Rob! We truly value your support and are thrilled that you had a smooth process with us.
I highly recommend Blackwell Law Firm. Jeff and his staff are friendly and very professional. My mom and I are very grateful for everything.
Thank you!! 🙂
Response from the owner:We are so happy we could help your mother after her injury. We are grateful for the opportunity to work with you and your mother's doctors to build the best case for her. We are here if you ever need anything! Thank you so much!
The case took years as most cases do, but Patricia was always trying to give updates. And if I had any questions she would always find out the answers, and go into great detail to explain each process and steps that were being taken. Jeff and his team will work their hearts out for you. I highly recommend them for your work comp suits.
Response from the owner:Thank you for the review! When you suffer a serious injury or disability at work, you deserve full work comp benefits. We know how unfair the system can be. That's why we work as hard as possible to recover the maximum benefits available. We want to win everything we can for our clients. We also want you to have the answers you need during each step of the process. I'm so happy we could help!
Excellent service, Danielle and Patricia are awesome. They get back to you fast and answer all your questions. Friendly team. Jeff cares about his clients. Would highly recommend..
Response from the owner:Kathy, thank you so much! We are so happy we could help with your case. We understand injuries and medical care are difficult issues. Our entire team is centered on providing answers, advice and advocacy to help and to obtain the best possible result for you. We focus exclusively on injury cases so we can provide the best possible help. Yes, Patricia and Danielle are great!
If you're wondering whether you need a personal injury lawyer—or you're just unsure who you want in your corner—give Jeff and his team, Danielle and Patricia, a call. They don’t treat you like just another client; they treat you like family.
They respond promptly to questions, often even after hours. The guidance and peace of mind they provide are incredible and virtually unheard of these days.
Response from the owner:Thank you for such a thoughtful review! At Blackwell Law Firm in Huntsville, our goal is to provide every client with personal attention, real answers, and the peace of mind that comes from knowing we are working hard in your corner! Danielle, Patricia, and I, are all grateful for the trust your wife Dawn and you placed in us. We focus on one thing -- Working hard for families across northern Alabama in personal injury, car accident, and work injury cases. We are so glad we could help!
The Date Of Maximum Medical Improvement May Be Disputed (The Court Determines The Correct Date)
In many cases, the date of maximum medical improvement is easy to determine. Maybe you had a back injury and saw the same orthopedist throughout your care. After treating you, that doctor determined you were at MMI. But, not all cases are that simple.
What if you were treated by more than one doctor and these doctors had different opinions on MMI? This happens all the time when a worker has an accident with multiple injuries.
What if your doctor initially assigned a MMI date but you later relapsed and required more care? This sometimes occurs. When it does, an injured worker may receive a new MMI date.
I could describe numerous issues which lead to differing MMI dates or confusing MMI dates. I’ve seen so many strange situations over the years. The MMI date is important because it factors into both your temporary and permanent disability payment times. In a disputed case, the trial court decides the proper MMI date. That means the court will likely look at all the medical evidence and determine the proper date for MMI.
Be Ready For Maximum Medical Improvement
The date of MMI is important. At MMI, you will likely lose temporary benefits. At MMI, the issue becomes one of permanent benefits. At MMI, the trial court can finally decide your claim. The date is an important trigger. Don’t be caught by surprise.
During your medical care, listen to your doctor. Many doctors discuss healing times. Some doctors begin mentioning MMI as the date approaches. If the doctor does not mention MMI specifically, the physician may start talking about other similar topics including:
- Releasing you
- Your need for easier or less physical work
- Your ability to return to work (or not return to work)
- Your need to learn to live with your limitations
- Permanent restrictions
- Testing for limitations (like a Functional Capacity Examination or FCE performed by physical or occupational therapists)
- Your permanent Impairment Rating
These are all clues that your date of MMI is approaching. If you have legal counsel, you need to discuss these with your counsel so he or she will be ready to move the case forward. If you suffered a serious work-related accident, hire an experienced counsel who understands the hurdles that must be overcome to prepare your case fully. In Alabama, workers compensation benefits are limited. So, it is important you understand all the benefits to which you are entitled.
Call Us Now (256) 261-1315
(256) 261-1315
